FCA confirms new protections for Buy Now Pay Later borrowers
The Financial Conduct Authority (FCA) has announced that Buy Now Pay Later (BNPL) borrowers will benefit from stronger protections from 15 July 2026, following the Government’s decision to bring the sector under FCA regulation. BNPL will be subject to the Consumer Duty and consumers will benefit from: Clear information: Consumers will get clear, upfront details […]
Read MoreCitizens Advice publishes report ahead of five year review of Breathing Space
Citizens Advice has published a new report entitled: ‘More room to breathe: Building on five years of Breathing Space.’ In 2025, Citizens Advice supported over 400,000 people with debt – nearly a 45% increase compared with 2021. People they help owe nearly £9,000 on average, a 36% increase over the same timeframe. More and more people need […]
Read MoreMoney and Mental Health Policy Institute report highlights ‘postcode lottery’ causing vulnerable people to miss out on support
A new report entitled ‘In Touching Distance’ has been published by the Money and Mental Health Policy Institute. The research (supported by Barclays) shows that getting support from income maximisation services, which help people access unclaimed benefits, grants and discounts that they are entitled to, can be transformative for people who are struggling with financial […]
Read MoreDebt Talk CIC publishes first report, revealing ‘hidden debt crisis’ affecting Bangladeshi Londoners
Debt Talk CIC has published its first report entitled ‘Breaking Point to Breaking Through’. It reveals a ‘hidden debt crisis’ affecting Bangladeshi Londoners, based on community consultations with over 45 residents, frontline workers and statutory organisations in Tower Hamlets. It says that, despite 63% of Bangladeshi Londoners living in poverty, there is no dedicated, culturally […]
Read MoreEnforcement Conduct Board publishes 2026 Insight Report
The Enforcement Conduct Board (ECB) has published its 2026 Insight Report, which brings together data from its oversight and complaints work, as well as the twice-yearly self reported data returns that accredited enforcement firms provide. It provides a comprehensive account of enforcement process and practices in 2025 and is the first of what will be […]
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