Money Advice Liaison Group Logo


MALG Scotland meets regularly and draws members from the credit and debt collecting sectors, utility companies, government bodies and the advice sector.

The group is chaired by Yvonne Macdermid, Chief Executive of Money Advice Scotland, and Frank Johnstone, Partner at Brodies LLP. Other regular attendees include George Lochrie of Rutherglen & Cambuslang Money Advice Centre, Graeme Penton of PRA Group, and Antoinette Eaton of Lloyds Banking Group

Some of the topics that the group has addressed include:

  • General Data Protection Regulation
  • FCA regular updates
  • The Vulnerability Registration Service
  • A creditors’ perspective on the debt management sector
  • Money Advice Scotland policy updates
  • The Standard Financial Statement
All MALG regional groups are currently holding virtual versions of their meetings via Zoom.

Meeting papers

Speaker presentations and meeting papers can be downloaded by MALG Scotland members here after the event. Please note, you will need a password to access these materials which members will be sent. If you think you are eligible to receive the password but have not done so, please email

For a list of some MALG Scotland members see the regional section of the members page and for details of upcoming regional members’ meetings, see our events calendar.

Interest in the group is greatly welcomed and we would be pleased to receive your contact details and keep you informed of events. Please email