Date: 20 Aug 2026

Location: Halo Enterprise & Innovation Centre, Hill Street, Kilmarnock KA3 1HA

All eligible members will receive an email invitation with the link to register in advance. If you have not received this and would like to attend, please email info@malg.org.uk.

10.00                          Arrival, Registration & Networking

10.30                          Welcome, Introductions & Steering Committee Updates

                      • Fiona Kennedy, Head of Compliance – Opos Ltd

10.40                          Welcome  from Sponsors

                      • Vikki Wilkins, Head of Customer Insight UK – PRA Group

10.45                          Financial Conduct Authority Mystery Shop of Basic Bank Accounts

                      • Natalie Wallis, Senior Associate Retail Banking Projects Team – Financial Conduct Authority
                      • Phoebe O’Carroll-Moran, Senior External Affairs Associate – Financial Conduct Authority

11.05                          Q&A

11.15                          Comfort Break

11.35                          Energy Debt Ofgem Update: Challenges, Trends & Consumer Support in Scotland & beyond

                      • Martin Campbell, Head of Vulnerability – Ofgem

11:55                          Q&A

12.05                          The Good, the Bad & the Misunderstood

                      • Audrey Laing, Head of Strategic Partnerships – Hope4U

12.25                          Q&A

12.35                          Networking Lunch

13.35                          Group Discussion – Friday Forum Style

14:05                          Feedback from Group Discussion

14.20                          MALG National Update

                      • Peg Alexander, CEO – MALG

14.40                          Wrap up Summary, AOB & Close